Multiple Pedestrians Injured in East Village Accident Demonstrates Merit of Propsed Legislation Regarding Disclosure of Underinsurance Coverage
Just two days after eight people in New York City’s East Village on Wednesday morning were injured when a motor vehicle allegedly being driven by a drunk driver mounted a sidewalk and struck them, the New York State Senate failed to pass a bill that would have required disclosure to purchaser's of insurance of the availability of coverage that could have provided additional insurance to the victims. Called Supplementary Uninsured Motorist's ("SUM") coverage, this coverage can potentially provide compensation where the wrongdoer either has no insurance or has less insurance than the victim. In the recent accident it appears that the vehicle had insurance, but it is unclear how much. Whatever the amount, it will have to be shared by all of the injured, which may not leave enough money to adequately compensate all (or any) of them for their injuries, including their pain and suffering.