Uninsured and Underinsured Accident Claims

No one wants to be the victim of a car accident.  But one of the worst fears of a car accident victim is when the other driver does not have enough car insurance to cover your losses.  This can be due to the driver having an inadequate policy, or even, no policy at all.  In fact, the nation’s Insurance Information Institute recently reported that nearly 13 percent of the nation’s drivers are uninsured.  Knowing what to do in these instances is the key to receiving the compensation you deserve for your injuries.… Read the rest

New York’s Top Court Holds Uninsured Motorists Coverage Applies to Intentional “Accident”

We’ve stressed to our clients and in our writings the importance of protecting them and their families by obtaining as much Supplementary Uninsured Motorists (“SUM”) Coverage as possible. SUM coverage provides the insured and their family with coverage when they are injured or killed in a motor vehicle accident the fault of someone else who has no insurance or less liability insurance than the insured. In this way, you are not at the mercy of someone who not only causes harm but also has no or little insurance to compensate their victim.But is there coverage if the injured is the … Read the rest