Levine & Slavit | July 17, 2026
After a car accident, it’s common to receive a call from the other driver’s insurance company soon after the crash. You may think cooperating and answering their questions will help move your claim along, but that’s not always the case. Before you discuss your injuries or provide a recorded statement, it’s important to understand how those conversations can affect your legal rights.
If you’ve been injured in an accident in New York, NY, knowing when to speak and when to let an attorney handle communications can make a significant difference in protecting your claim.
Why You Should Be Careful When Speaking with the Other Driver’s Insurance Company
You are generally under no obligation to speak with the other driver’s insurance company after an accident. While the insurance adjuster may sound friendly and helpful, their job is to protect the insurance company’s financial interests—not yours.
A simple response can help protect you: tell the adjuster that you are hiring an attorney. Once the insurance company knows you will be represented by legal counsel, it should communicate through your attorney instead of contacting you directly. This helps reduce the risk of saying something that could later be used against your claim.
What About Your Own Insurance Company?
The rules are different when dealing with your own insurance company. Most insurance policies require you to cooperate with your insurer after an accident. However, cooperating does not mean you must speak with them without legal representation.
You have the right to involve an attorney in conversations with your insurance company. If you tell your adjuster that you are hiring an attorney and provide your attorney’s contact information, future communications can often be handled through your lawyer.
This is especially important in New York, NY no-fault claims. Although your own insurance company may be responsible for paying certain medical expenses and lost wages, it also has a financial interest in limiting the amount it pays. Having legal guidance can help ensure your rights remain protected throughout the claims process.
The Truth About Talking to Insurance Adjusters
Many people believe they can simply explain what happened and everything will work out fairly. In reality, even casual conversations with an insurance adjuster can have unintended consequences.
If an adjuster asks how you’re feeling, you don’t need to provide a detailed description of your injuries. Keeping your response brief and letting them know you intend to work with an attorney can help avoid misunderstandings while protecting your claim.
How Levine & Slavit, PLLC Can Help
After an accident, dealing with insurance companies can quickly become stressful and confusing. Levine & Slavit, PLLC helps injured individuals navigate the claims process, communicate with insurance companies, and avoid mistakes that could negatively impact their cases.
Rather than worrying about recorded statements or difficult conversations with adjusters, you can focus on your medical treatment and recovery while experienced legal professionals handle communications on your behalf. Every accident is unique, and having knowledgeable guidance can provide peace of mind during a difficult time.
Take Action Today: Protect Your Rights After an Accident
If you’ve been injured in a motor vehicle accident and aren’t sure whether you should speak with an insurance company, don’t guess. Getting legal guidance early can help protect your rights and prevent avoidable mistakes.
Contact Levine & Slavit, PLLC to discuss your situation and learn about your options. Whether you have questions about dealing with the other driver’s insurance company or navigating a no-fault claim in New York, NY, their team is ready to help you move forward with confidence.