Levine & Slavit | December 24, 2025
When you picture a motorcycle accident in New York, you might envision a motorist colliding with the rider. But serious injuries can also occur in a no-contact accident in which the rider crashes due to another driver’s actions, but their vehicles do not physically touch.
The nature of motorcycle crash matters, especially when it comes to determining liability. Below, the legal team at Levine & Slavit shares what you need to know about assessing liability in no-contact motorcycle accidents.
Motorcyclists Can Be At Fault and Rely on Their Own Insurance Coverage
Motorcycles don’t have to collide with others to sustain accident injuries and property damage. For example, if a rider doesn’t notice the car in front of them slowing down and continues going the same speed, they may have to swerve to avoid a rear-end collision.
In this case, the motorcycle operator would likely be liable. Although New York is a no-fault state, motorcyclists are typically excluded from carrying Personal Injury Protection insurance. However, they are required to carry liability insurance with minimum coverage of:
- $25,000 for injuries to one person
- $50,000 for injuries to multiple people
- $10,000 for property damage
Riders also have to abide by motorcycle accident laws, including mandatory helmet use. After a motorcycle accident in New York, consult an attorney about your personal injury claim. Legal professionals can assess the extent of your damages and advocate for fair compensation.
Other Drivers Could Be Liable for Accident Damages
Suppose you’re riding your bike in the left lane and a car is slightly ahead of you in the right lane. If the driver suddenly switches lanes without seeing you or using their blinker, the only way to protect yourself is by swerving your motorcycle. This ultimately leads to you crashing, hurting yourself and damaging your bike.
The court’s liability determination in this case could fall on the driver of the other vehicle. If it weren’t for their negligence, the crash may not have happened. You could potentially file a claim against their insurance provider if your policy doesn’t adequately cover all of your damages.
Parts Manufacturers May Face Liability Issues
It’s not unheard of to experience a no-contact motorcycle accident in New York because of a faulty part. Riders may sustain serious injuries when their bike’s equipment or another vehicle fails without warning. When this happens, they may wish to explore the manufacturer’s role in the accident.
Work with an accident lawyer if you believe you have a strong product liability case. If the manufacturer is at fault, you may have a chance of receiving financial compensation.
Local Municipalities Could Play a Role in No-Contact Accidents
Did poorly maintained roads cause your motorcycle accident in New York? The local government is responsible for keeping roadways in good condition for motorists. Failing to adequately maintain them could make a government entity at fault in an accident, depending on the nature of the crash.
It’s important to take photos of the scene. Document the road’s conditions as potential evidence against the municipality and consult an attorney to discuss pursuing a personal injury claim.
Review Your Legal Options Following a No-Contact Accident
A no-contact motorcycle accident in New York can be costly for riders, with expenses including medical care, restoring damaged property, and even losing income due to their injuries. If you’ve been hurt in an accident, you may have questions about who is liable and what damages are available.
Discuss your options with a qualified attorney. Reach out to Levine an Slavit to schedule a free consultation.